Welcome to HeresTheMoney.com (the
"Site").
We understand that privacy online is important to users of our
Site, especially when conducting business.
This statement governs our
privacy policies with respect to those users of the Site ("Visitors") who visit
without
transacting business and Visitors who register to transact business
on the Site and make use of the various services offered by HeresTheMoney.com
(collectively, "Services") ("Authorized Customers").
"Personally
Identifiable Information" refers to any information that identifies or
can be used to identify, contact, or locate the person to whom such information
pertains, including, but not limited to, name, address, phone number, fax
number, email address, financial profiles, social security number, and credit
card information. Personally Identifiable Information does not include
information that is collected anonymously (that is, without identification of
the individual user)
or demographic information not connected to an
identified individual.
What Personally Identifiable Information is
collected? We may collect basic user profile information from all of our
Visitors. We collect the following additional information from our Authorized
Customers: the names, addresses, phone numbers and email addresses of Authorized
Customers, the nature and size of the business, and the nature and size of the
advertising inventory that the Authorized Customer intends to purchase or
sell.
What organizations are collecting the information? In
addition to our direct collection of information, our third party service
vendors (such as credit card companies, clearinghouses and banks) who may
provide such services as credit, insurance, and escrow services may collect this
information from our Visitors and Authorized Customers. We do not control how
these third parties use such information, but we do ask them to disclose how
they use personal information provided to them from Visitors and Authorized
Customers. Some of these third parties may be intermediaries that act solely as
links in the distribution chain, and do not store, retain, or use the
information given to them.
How does the Site use Personally
Identifiable Information?We use Personally Identifiable Information to
customize the Site, to make appropriate service offerings, and to fulfill buying
and selling requests on the Site. We may email Visitors and Authorized Customers
about research or purchase and selling opportunities on the Site or information
related to the subject matter of the Site. We may also use Personally
Identifiable Information to contact Visitors and Authorized Customers in
response to specific inquiries, or to provide requested information.
With whom may the information may be shared?Personally
Identifiable Information about Authorized Customers may be shared with other
Authorized Customers who wish to evaluate potential transactions with other
Authorized Customers. The name and email address of Authorized Customers will be shared with their personal sponsor. We may share aggregated information about our Visitors,
including the demographics of our Visitors and Authorized Customers, with our
affiliated agencies and third party vendors. We also offer the opportunity to
"opt out" of receiving information or being contacted by us or by any agency
acting on our behalf.
How is Personally Identifiable Information
stored?Personally Identifiable Information collected by
HeresTheMoney.com is securely stored and is not accessible to third parties or
employees of HeresTheMoney.com except for use as indicated above.
What choices are available to Visitors regarding
collection, use and distribution of the information?Visitors and
Authorized Customers may opt out of receiving unsolicited information from or
being contacted by us and/or our vendors and affiliated agencies by responding
to emails as instructed, or by contacting us at
contact @
HeresTheMoney.com (without the spaces)Are Cookies Used on the
Site?Cookies are used for a variety of
reasons. We use Cookies to obtain information about the preferences of our
Visitors and the services they select. We also use Cookies for security purposes
to protect our Authorized Customers.
How does HeresTheMoney.com use login information?
HeresTheMoney.com uses login information, including, but not limited to,
IP addresses, ISPs, and browser types, to analyze trends, administer the Site,
track a user's movement and use, and gather broad demographic
information.
What partners or service providers have access to
Personally Identifiable Information from Visitors and/or Authorized Customers on
the Site?HeresTheMoney.com has entered into and will continue to enter
into partnerships and other affiliations with a number of vendors.
Such
vendors may have access to certain Personally Identifiable Information on a need
to know basis for evaluating Authorized Customers for service eligibility.
Our privacy policy does not cover their collection or use of this
information.
Disclosure of Personally Identifiable Information to comply
with law. We will disclose Personally Identifiable Information in order to
comply with a court order or subpoena or a request from a law enforcement agency
to release information. We will also disclose Personally Identifiable
Information when reasonably necessary to protect the safety of our Visitors and
Authorized Customers.
How does the Site keep Personally Identifiable
Information secure?All of our employees are familiar with our security
policy and practices. The Personally Identifiable Information of our Visitors
and Authorized Customers is only accessible to a limited number of qualified
employees who are given a password in order to gain access to the information.
We audit our security systems and processes on a regular basis. Sensitive
information, such as credit card numbers or social security numbers, is
protected by encryption protocols, in place to protect information sent over the
Internet. While we take commercially reasonable measures to maintain a secure
site, electronic communications and databases are subject to errors, tampering
and break-ins, and we cannot guarantee or warrant that such events will not take
place and we will not be liable to Visitors or Authorized Customers for any such
occurrences.
How can Visitors correct any inaccuracies in Personally
Identifiable Information?Visitors and Authorized Customers may contact
us to update Personally Identifiable Information about them or to correct any
inaccuracies by emailing us at
contact @
HeresTheMoney.com (without the spaces) Can a Visitor delete or
deactivate Personally Identifiable Information collected by the Site?We
provide Visitors and Authorized Customers with a mechanism to delete/deactivate
Personally Identifiable Information from the Site's database by contacting
contact @
HeresTheMoney.com (without the spaces). However, because of backups and
records of deletions, it may be impossible to delete a Visitor's entry without
retaining some residual information. An individual who requests to have
Personally Identifiable Information deactivated will have this information
functionally deleted, and we will not sell, transfer, or use Personally
Identifiable Information relating to that individual in any way moving forward.
What happens if the Privacy Policy Changes?We will let our
Visitors and Authorized Customers know about changes to our privacy policy by
posting such changes on the Site. However, if we are changing our privacy policy
in a manner that might cause disclosure of Personally Identifiable Information
that a Visitor or Authorized Customer has previously requested not be disclosed,
we will contact such Visitor or Authorized Customer to allow such Visitor or
Authorized Customer to prevent such disclosure.
PLEASE
NOTE:This Site is not directed at children. Visitors and
Authorized Customers are required to be eighteen years or
older.Links:This web site contains links to other
web sites. Please note that when you click on one of these links, you are moving
to another web site. We encourage you to read the privacy statements of these
linked sites as their privacy policies may differ from ours.